handiacefailure
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Everything posted by handiacefailure
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Gay friendly financial advisor
handiacefailure replied to + jessmapex's topic in Personal Finance & Investing
Like others said, I don't think your sexual orientation should matter for a financial advisor. I'd also suggest listening to Suze Ormans podcast, I like her not because she is gay, but she has a lot of great advice for things like dollar cost averaging. I'd also suggest getting on Keith Fitz-Geralds email list. His basic daily email is free and he has some great advice. I bought PLTR listening to him and Suze and wish I would have taken that advice more seriously because it's going trhough the roof and knocked American Airlines out of the S&P 500 friday. Him and suze are working on some kind of newletter/advising program that is going to be affordabe and will probably subscribe to that once they release it. If there are certain stocks like homophobic companies you don't want you investment money going into, you can make that known to your investment advisor as well. Our church is blessed with some very nice endowments and trust funds and our bank investment advisor was told to advoid companies that are gun dealers and to try to avoid mutual funds that have them in their portfolio and companies that are known to use child labor and pay an unfair living wage. If you don't already have one, I'd get a living revocable trust in place and would use either a gay or gay friendly lawyer for that. My lawyer is gay, and when I had the work done he suggested a couple changes on how I wanted to leave my assets. He warned me a lot of churches charge collibarium fees and to have it stated that the fees were to be waived and if they weren't then they are to come off the estate fees and the amount being charged for those fees was to be taken from the percent (he has it set up that all my assets are liquated and prorated percentage wise) being left to my church and prorated beteen the other benefecaires. I was also going to leave a little bit to HRC and he suggested using Lambda Legal instead. -
Going to be in SF pretty soon for folsom and see he's into kink. What was his rate? Seeing he charges a deposit, I probably won't be itnerested unless he is willing to waive it (some providers will suddenly waive it when you say you won't do deposits). He has great reviews on RM but we all know we can't trust them.
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Boeing? Time to buy or time to sell?
handiacefailure replied to marylander1940's topic in Personal Finance & Investing
Keith Fitz-Gerald usually gives pretty good advice and I get his free newsletter and loved what he said about Boeing today: 2 – Boeing is a bug in search of a windshield I’ve been telling you for quite some time now that Boeing is a bug in search of a windshield. Now, it’s closing in on the $150 target I set for shares this past March. See #4. I want to cheer for newly seated CEO Kelly Ortberg but the scuttlebutt around here (Boeing’s backyard) is just terrible. He’s got an astounding uphill battle ahead. Continue to short or avoid – there are bigger, better, and considerably more well-run players with actual profit potential. -
Embarking on a new career
handiacefailure replied to fancyboot's topic in Personal Finance & Investing
As a CPA, I can tell you most tax preparers don't make much and it's pretty seasonal, but may do it part time after I retire. Most well paid tax professionals are CPAs and/or lawyers and the CPA exam now requires five years of college. I think intuit discriminates against people over 40. I applied for a part time season job with turbotax figuring I could do it for a little side income when I travel and had a three minute screeinging interview and never heard back, even though I'm a CPA with a PTIN. A friend of mine that is retired and is a CPA and was manager of the tax department for a large local firm had the same results. But a friends daughter who just graduated from college with no real experience and not a a CPA or no PTIN got hired. Just weird they didn't even give my friend or myself the opportunity to take the online exam at least. -
Interesting about the tax option. They probably don't want to issue paper bonds anymore but could still do online. I hate giving the government use of my money anyway and always arrange it so that I withhold and pay in what my last years liability is to avoid a penalty if I do owe. I am surprised they don't raise the limit though. If you want to buy $20K a year, a good work around is to set up a second account with treasury direct with your trust if you have one . Your trust doesn't need a Fed ID and I just used my social security number and did that back when they were a great investment. I think anyone that hast enough money to invest should have a trust anyway.
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I bought 2-$10K ones in 2021 that have a zero percent fixed rate that I definitely want to get rid of. they were a great investment at the time but now there are stocks out there with a lot better return. Nice thing though about the Ibonds is that I live in a state with a high income tax, so there's no state income tax on them.
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Suze Ormans podcast yesterday was good. I'm thinking of selling my ibonds and investing in 30 year bonds since they announced the fed rate cut or buying some 30 year bonds and putting some back in the stock market.
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I did a bdsm scene with him this weekend and he has a lot of toys and I felt very safe with him. He knew what he was doing as a dom. He was very friendly and offered to chat off the clock before we started playing and offered me use of his shower after if I wanted and we had a nice conversation after. he seems to have his life together now He seemed very excited about going back to nursing school and said he’s ready this time. And he adopted two cats that were feral from a rescue which says a lot
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Different cast, except for Patti. Katrina Lenk played Bobby on Broadway and Rosalie Craig played her in West End (who was much better than Lenk IMO). Matt Doyle wasn’t in the West End production (he was a lot better than the guy who played Jamie in the west end production). I also know Andy (the guy in Guilded age who plays Oscar’s boyfriend had the part on broadway) was a different actor. Something interesting about “the little things” is every time I’ve heard it when Elaine Stritch sang it and when Patti sang it on broadway is they use the line “Jesus Christ is it fun” and on the west end it was “Oh my God is it fun”. Not sure why they changed it for the west end production.
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Met him and had a lot of fun. Would rehire for sure next time I’m here. He has a nice tight compact body and very friendly. Seems to have his life together now and is in nursing school. I’m into kinkier stuff and he had a lot of toys and I’m sure would be just as good as a sub or fun for vanilla. The two people in NYC that had kinks in their profile that stood out were him and Euroyoung Thankful for this site, because it sounds like I avoided a waste of money if I would have hired Euroyoung.
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I can’t believe they didn’t do a recording of this show. They did of the west end production. Patti and Matt both won Tony’s and the show won Tony for best revival
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I love my Walmart plus subscritpion but not sure if I would pay for it. I get it free as an American Express benefit. You also get free Paramount plus with the subscription
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Hoping to meet him Sunday. The two ads for kink that stood out were his and euroyoung Glad for this forum and all the warning against euro. Oliver Hunt is someone I've wanted to hire for a long time and figures I missed him in NYC by just a eek
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Bumping this to see if there were any recent meetings. He’s rated good on rentmen but we all know we cant trust their reviews and sound like he’s cleaned up his act on this thread but last review was a year ago. I’m into kinkier stuff when I hire and he mentions kink and some of the stuff I’m into. I like twunks and also like asian guys and it’s hard to find asian guys that tall
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I;ve had a couple one and two star reviews removed from people who scammed me even though there were messages on RM arranging the meeting and I was able to provide the text messages from WhatsApp when the escort said he was in my hotel lobby or me telling him i was at his place. We need a site like daddy’s back And I see now you have to be a paying member to leave a review on RM. I wonder if they remove the bad reviews still since people are paying to be on the site.
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Glad I found this thread. I'm in NYC this weekend and was thinking of hiring him due to all the five star reviews on RM. I've come to realize the RM reviews aren't that reliable
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I love my Cuisinart convection/toaster oven I bought at costco. I bought it about eight years ago, and still works great. I buy sourdough bread at the farmers market that is too wide to fit all the way in using my regular toaster, so I toast the bread in that. I love cookies fresh out of the oven and can make one or two chocolate chip cookies in it without heating up my regular oven.
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If they legally have to allow women in, then how do Windsor male strip bars for women get away with only women and banning male customers? Seems like a double standard
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I don't understand why they don't ban females. Would get in more gay guys, be a lot better tips for the dancers that way, and a lot more money for the owner in sales.
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I found the mixes on Walmart.com and says they are available for pick up at my local store or free delivery. I may try the devil's food cake cutting the mix down into an individual serving in my toaster oven. I'm a diabetic and always trying to watch my carbs. I need to find the nutritional info because sometimes the zero sugar has as many carbs and calories as the regular
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I opened a new account with PNC recently and closed the other account with them (they have a new Visa that gives a better cash back with no foreign fees and for some reason wouldn't allow me to just upgrade my old card). My credit score dropped big time with transunion. Transunion and equifax were usually within five points of each other and around 830 to 840. I noticed my equifax score is 823, which is fine but my Transunion score is only 798. I've never had more than a five point difference between the two bureaus before. Weird
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If you're in chicago anyway, I'd just stay an go. I use to go every year, but last couple years acts haven't been that good, but I'm going this year just to see Billy Porter. I'm doing that Saturday morning train and planning on seeing Midnight in the Garden of Good and Evil mateinee and then going to see Billy and then Sunday will check out the vendor areas on the street and see the Abba Tribute band which is great if you love Abba. The boyztown bars are packed but they have alcohol on the street for sale during the festival times. I love Showtunes Sunday at Sidetrack and the bartender Tommy in the fishbowl area pours very strong. I'll probably head down to Marty's instead both nights for drinks instead of hanging out in Boytztown. When Orbitz started their gay travel site in 2004, I entered a raffle for airline tickets to two, and won and used them to go to Spain, so that more than paid for the trip that year:)
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I really liked Death, better than the movie, but there were a lot of empty seats in the theater. Hopefully it does well on broadway.
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I heard tickets sales are good for Midnight. Was thinking of getting tickets for the Sunday matinee when I'm in chicago in a couple weeks for market days. I went to Death Becomes her in Chicago a couple months ago and think that will have the same fate.
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I really want to get to London in November to see "Devil Wears Prada" I missed it when it prebroadw'd a couple years ago in Chicago and on Broadway and loved the movie. I see it is in in the west end satarting late October and Vanessa Williams is staring in it, I think she's a perfect fit for the part.
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