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handiacefailure

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Everything posted by handiacefailure

  1. Watched the first two epsiodes this afternoon. I like it so far. Nathan Lane is great.
  2. I see he is in my area and looks very cute but says he's only looking for a sugar daddy. No sure how many sugar daddy's would want a sugar baby who won't put ou.
  3. I had some concerns about that as well. Keith Fitz-Gerald claimed in his recent newsletter that Tesla is into a lot more things than cars
  4. I've had some good luck. I love the verify feature, makes it easier to weed out who is on it and all talk and who actually meet guys (if someone has been on the site for five years and says they are an expert with zero verifications that is usually a good warning sign). I'd also recomend some of the events. I went to hot seat this last weekend and had a lot of fun and there were a few younger guys that enjoyed spanking or being spanked by older guys. Colby Jensen was there this year (didn't see him play with anyone) and Dravon Navarro has been to a couple of them and I was able to get spanked by him and a friend spanked him for free Dakota Brittan who has done some spanking porn is one of the organizers
  5. Would just be a simple matter of cutting the check to the trust instead of an individual. Seems like it would be simpler to have a trust as a TOD than no one when I die, I may just start buying my 28 day t-bills (not sure if I’m going to keep buying them much longer the way interest is dropping) in my Treasury direct account for my trust. May be simpler. I have a separate TD account for my trust, set it up so I could get around the $10K a year rule and buy two Ibonds a year that way.
  6. Even if you don't have a TD account that's a smart thing to do. I have a print out of my bank and investment accounts with my printed out trust documents in my spare room in case something happens to me.
  7. I have a pourover will leaving everything to my trust but still like to have a TOD on all my accounts and just went on TD and it isn't giving me the option to add the trust as the benficiary. Requiring a first and last name and SSN. Anyone here know how to add a trust as the beneficary (I don't have a separated Fed ID number for it). My other account with TD is in the name of my trust so not too concerned about that one.
  8. That's a good rate. I didn't buy any last year because of how good the stock market was doing and was buying 28 day tbills in addition to stocks but now that the market is doing so bad, might be a good time to buy two-$10K ones. I see interest continuin to fall and it's possible 1.20% could be a decent interest rate in a few years
  9. I see he's back in my area. Anyone been with him lately?
  10. It's cheap protection. It's billed monthly with my auto insurance and is only around $18 a month for a million dollar policy. With state farm though, they did require me to raise my limits on my auto insurance from $150K to $250K for liability. My sister was killed in a car crash last year and between what her passenger and my parents are suing for, $250K wouldn't come close to covering the expenses.
  11. Suze Orman talked about it recently on her podcast and it could make sense in their case for homeowners in some expensive areas like Florida. She said their condo insurance for their florida condo would have been over $20K a year and they decided to self insure. With a condo you only insure the walls in as well, and my condo insurance is only about $400 so not woth it, but am thinking of dropping collission/comp. on my car next year and self insuring. Umbrella coverage, no way in hell would I self insure if I had any assets at all. My sister was killed in a car crash last year and her passenger survived but had to have surgery and was off work for a couple months and is still only able to work part time since the job requires standing and he's suing and my parents have decided to sue for wrongful death (they didn't want to profit off her death but this is really taking a toll on their health), so that's made me really realize how improtant it is to have that coverage
  12. Suze Orman recomended selling Whirlpool stock on her podcast today if you held it (she recomended buying it for the dividend a few months ago but it tanked Friday due to the tariffs) and recomended dividing the proceeds between VZ and Pfitzer if you wanted good dividend paying stocks. I have also owned Pfitzer for a while and am happy with the dividends.
  13. I own some for the dividends, but not for growth. A real good dividend paying stock I'm happy with is Realty Investment (stock symbol O) Not only am I realizing a terrific dividend the stock price has gone up a lot since I started investment in it. And it pay dividends monthly. Only thing that sucks is it's not taxed at the dividend rate since it's an REIT (good stock to own in a roth). One stock I started to dollar cost average in is Whirlpool. Great dividend and with people rebuildin due to a few disasters that happened recently a lot of poeple will be rebuilding and will be needing new appliances
  14. I prefered Bailey as a spanker. He did a couple hot scenes for them as a coach and gave one hell of a hard hand spanking
  15. Andy both gave and received. There were two other lee's that worked for the same studio that were supposedly his real life brothers that were also hot but not as musuclar. I alwasy thought Bailey who worked for Straight lads spanekd was really hot. I really wanted to hire Andy when I was in London but he never respodned to the messages when he was on rentmen or his site
  16. Wonder what happened to drew andrews, the spanker in this video? I would have loved to have played with him He was a hot guy
  17. Suze orman's book for retirement planning for those 50 and over is must read
  18. Topher dimaggio does spanking as an escort? I'd love to let him whip my ass really hard
  19. Try boicalvin in NYC if you like asian Twunks. He is really into a lot of kinks and has spanked me hard both times I met him and told me he likes to receive it just as hard
  20. I sent him a message when I was in NYC in October since I like Asian guys and like to be a little kinkier when I hire and he said he was into kinky stuff, and never got a response If you are looking for an asian twunk around his age to hire in NYC look up boicalvin. I hired him the last two times I was in NYC and had a lot of fun Totally vers guy and gets into about any scene
  21. I’ve been really happy with Fidelity. No fees to wire into or out of the account. Decent interest rate on the cash balance in your account and easy to dollar cost average with them since you can buy a certain $ of stocks instead of a number of shares. Only thing I don’t like, and this is a really petty thing, but if you buy a $ amount of a stock it does it in two transactions. It will do one transaction for the money you have to buy the whole shares, and then a second purchase for the fractional shares.
  22. I obviously have very expensive taste lol. He did get back with me and his rate is 700 pounds per hour lol. He is a hot guy but out of my range
  23. I ran a search on him and found a couple posts where people had him on their "wish they coule hire" list but no reviews. In London in two weeks and I've always thought he was really hot and the last two times I was in London he was travelling and see he is back in London. Sent him an email asking for his rate and if he could do incalls but he hasn't read the message yet. Oliverhuntxxx - Pornstar Performer, Rentboy, Gay Massage in London, United Kingdom | RentMen RENTMEN.EU Pornstar Performer & Rentboy in London, United Kingdom - Oliverhuntxxx: Latin with a twist
  24. I bought another 50 shares Friday. Keith Fitz-Patrick thinks it is going to really take off. His advice was great about pLTR
  25. $25 to $10K $10k is the max per year. But there are ways around it, I.e. I have a living trust so I can set up an account for my trust and buy another $10K that way. You can also buy paper bonds with a tax refund but I think they are eliminating that.
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