Options
1) Keep up the insurance until you can have the car stolen (i.e. left in the baddest part of town with keys in the ignition or set fire too)
2) Hire a Hot College Boy to drive you around and he is wearing nothing but a jockstrap -
3) Donate to Left-Wing Lesbian Nuns with the Caveat that they will drive you 2-3 times a week to agreed locations