Lotus-eater

You are too kind. Perhaps it's the holiday spirit. Me:

You can't be charged with a crime merely for having had a business associate:

You must be very fit to be able to hand crank a Model T.🤪

Kanis Kliman (@katukbabat) • Instagram reel WWW.INSTAGRAM.COM 2M likes, 20K comments - katukbabat on December 5, 2025: "Bleki jgn bgt ah...ko anjing memang..itu ko pu kk...

My preferred dinner:

You must have found something pretty amazing to prompt you to sell your husband. Hope you got a good price for him.

4 East 79th Street in Photos ROBBREPORT.COM The palatial $68 Million Gilded Age townhouse in New York City was the site of a brutal murder in 1915.

Just get a 50-year mortgage.

The Stahl House in Photos ROBBREPORT.COM The L.A. Case Study House architect Pierre Koenig designed for C.H. "Buck" Stahl and his wife, Carlotta, is now available for $25 million.

Even if your guess is correct, it doesn't undermine the claim since Shiller regards a house as primarily a consumption good like a car rather than an investment. Someone who is well-off can more easily afford to sacrifice higher returns for the sake of owning a nice house much like someone who buys a luxury car knowing that it will depreciate a lot and be expensive to maintain.

Except the data and economists like Robert Shiller (who created the Case-Shiller Home Price Index) say otherwise. According to the article: "Housing experts said the fact that it’s cheaper to rent in all 50 metros in 2025 is a broader reflection of rental and housing market conditions across the country." It's cheaper to rent on average regardless of whether you're renting a studio or a house in those areas. And while you were paying off your mortgage, those of us who invested in stocks were earning a higher compounding rate of return: "Trish Regan: "People trap their savings in a home. They're running an opportunity cost of not having that money liquid to earn a better return in the market. Why do it?" Robert Shiller: "Absolutely! Housing traditionally is not viewed as a great investment. It takes maintenance, it depreciates, it goes out of style. All of those are problems." Shiller estimated the real return on housing between 1890-1990 to be 0-1%, which is why it's mostly a consumption good, not an investment (the returns have been higher since then but still below the stock market). And it's an especially bad investment if you take out a 50-year mortgage at a higher interest rate.

Not so boring: Villa de Verano in Photos ROBBREPORT.COM The 12.5-acre Silicon Valley estate, which includes a vast sports complex, was inspired by Italy's Lake Como. It's now priced at $88 million.

It's a common myth that the real estate agents like to promote that owning is better than renting because renters don't build equity. A renter who invests the equivalent of a down payment in the stock market (which yields higher returns than real estate over the long term) and invests the difference of paying less in rent than the cost of owning (which is currently the case in all 50 of the largest metro areas) can end up better off financially than someone who buys a house.

I wouldn't actually take 50 years to pay it off, but I can see using it as a temporary measure. The problem with these ever increasing loan terms on houses, cars, student loans, etc. is that people don't use them that way and end up paying a lot in interest, in which case renting or leasing could make better financial sense.

Speaking of Spain, go on a Jet2holiday to Mallorca and this daddy will hold your hand: