I don't make cash loans to escorts in the expectation of repayment of the loans; rather, I have made cash gifts to escorts with a desperate need to keep a roof over their heads or medical expenses;, on occasion; for school tuition and books, and, very rarely, for a legitimate business enterprise, e.g., flipping a motor vehicle. I did make certain that the cash was going to the actual need or enterprise and not a momentary whim.In the course of thirty years, more or less, three of the lads, in my recollection, paid back the principal amount in cash.