Quincy_7

I perfectly understand paying in person before a session but I'm never paying a deposit. Now that I think about it, no escort ever asked me to pay a deposit. The closest instance I can think of was an escort asking me to pay for his uber (to which I said no).

You know the pandemic is over when Rentmen deletes COVID status from all escort profiles. They have also deleted the line for monkeypox status.

The escorts I meet are completely out of my league and would ignore me on grindr so it does feel like a conquest to be able to bed them as a client.

I paid for premium last December because I wanted to post a review and realized that you now have to pay to post reviews. Reviews are a way for me to keep score and track my conquests so I have to periodically resub every couple of months. I'm definitely not paying for a recurring membership as a client.

The best form of LTC insurance is to take care of yourself and eat healthy when you're in your prime. A nursing home should be something you're actively trying to avoid in your old age. It's possible that you may need a nurse to visit you at home a couple times a week or maybe even daily but that's something you can anticipate and invest for decades in advance.

Why would that desire arise in the first place? Are there side effects to HIV meds that outweigh their life preservation?

Things are going to get really nasty 30 years from now when the PreP bareback generation starts getting anal cancer from HPV.

bump

How much of that $225,000 is money you put in and what sort of funds are you in?

$20,000 invested at 30 will be over $500,000 by the time you're 65. If you're withdrawing at 4% then you'll have 20K annually to hire travel the world and hire the best of the best. Admittedly, 20K then will be worth about 10K today in purchasing power but you'll still get more bang for your buck outside the West.

The Astors aren't doing so great these days.

The key is to strategically target a high income profession that aligns with your skills. The usual suspects are law, computer engineering and so on.

I've heard of random attacks in Kitsilano.

I've actually been toying with the idea of building a 500K stock fund over the next 20 years and using the 4% rule to fund the hobby. I think the 4% rule is too risky for retirement money but for a fund like this the goal would be to exhaust the money in my lifetime obviously.

The city's really gone to shit in the past few years. It's like a Canadian San Francisco.

This post is in two parts. On the one hand, I'm interested in hearing from retirees on the forum. What source of income do you use to fund the hobby? Are you in the "money is no object" camp with more passive income than you know what to do with or are you carefully drawing down your portfolio and still have to budget annually how much you can spend on hiring? On the other hand, I'm also keen to hear from people like myself who are currently in the working phase of life. How are you factoring in the expenses involved in hiring into your retirement plans?