Banks and corporations only responsibility is to make money. Everyone is expected to bootstrap in times of crisis but most people, due to their life choices, dont have bootstraps. Your right banks and corporations dont need to be saved and should be allowed to fail but we dont live in a Vulcan society where the needs of the many outweigh the needs of the few. All future bailouts just like all the previous ones are going to be the same because there is just 1 party and it has 2 different names.
https://www.youtube.com/watch?v=UXK1PKU9HGU:625