I'm not sure what our budget is. Being retired and not traveling, I dropped carrier that I was paying $60 per month for access to voice, text and data.
I opted for a Tracfone. For $125 per year, its a great deal. https://www.tracfone.com/shop/plans
Tracfone buys time from the major carriers like Verizon, AT&T, etc.
You will need to buy one of their phones as it is proprietary.
I purchased a Samsung Android from them for $100 bucks.
I'm a very satisfied customer. And save big bucks.