For me, accessibility to my family and friends in Toronto would be important, so I would have to say Toronto as well as New York, where there are great restaurants and wonderful cultural events to keep me busy and stimulated. Not really interested in warm weather climates as I"m heat/humidity/sand averse. Most friends are still planning to stay in New York, another has bought place in San Diego (not enough to do there for me), and another has a place in Lake Como (too quiet for me).