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Topseed

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Posts posted by Topseed

  1. Discuss this with your attorney.

    Here's why:

    Should this go off the rails, in some jurisdictions your roommate may have legal protection to remain in your home, even if he has not been paying rent. In the most extreme case, this may require you to go through a lengthy and costly eviction proceeding.

    I encourage you to think through all the possible outcomes. Plan wisely. Have an exit strategy mapped out well in advance.

  2. Met him when he was here in Chicago for a while (which, I suspect, was due to our gyms being open).  Pics are mostly accurate; I say "mostly" as he now has a significant tat of religious icons all over his back. I found it distracting (to say the least) when he was on all fours for me. Felt like he was watching the clock and the experience wasn't one I care to repeat.

  3. Rising interest rates over the next several years (and yes, I'm willing to make that prediction) will be rough on equities and bonds. In short: "return-free risk" is quite possibly what those markets will offer in the near term.

    I'd advise getting in the habit of saving, buy short-term CD's (and yes, the rates are nearly non-existent, but at least they're positive, and it's unlikely you'll experience as sizable a loss as equities and bonds may experience), and bide your time. As rates go up, put your money in intermediate term bonds, corporate preferred stocks, or other equities that pay a reasonable (and secure) dividend. At your young age, slow and steady wins the race.

  4. Dentjusay, you're off to a fine start. Getting yourself into the mode of weekly/monthly savings is a big step.Congrats. Having school debt does NOT preclude you from starting to save. Open a IRA account to start your retirement saving plan. Yes, this may seem like a long, long way off, but that's the point: time is on your side. Whomever invented that wonderful concept called "compound interest" should have a statue erected in his/her honor. :)

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