Yes, thank you for the clarification and amplification as to the particular provider. In my own experience with him, I did not have any "problems". I know that, having been "stiffed" on his fee and marooned on Ibiza, he had become very wary of clients' representations to him. Too, as noted, he had a rather bad "shake" in life. And, yes, I know "who hasn't". Nonetheless, I came across a thank you note he had written to me, a small gesture, and, I was given to wondering what had become of him.