Anyone ever send money walmart to walmart?

[jakeleyman]

My 24 year old skate-boy escort/friend of four years moved to Colorado. Our relationship is business but we get along real well and he has never treated me poorly in any respect. I recently sent him $100 through the Walmart-Walmart system when he said he had a long wait for a paycheck. I have done this a couple times in the past when he relocated temporarily, without a problem. In the Walmart transaction, I set up a test question about where he was born and gave him that question/answer with the number of the transaction over adam4adam messaging. (I later learned that the test question should only be used if the person does not have an id, and when there is a test question they do not check id's.) He wrote me that Walmart would not give him the money. I got Walmart fraud unit involved and they earnestly and thoroughly informed me that the funds were distributed and gave me the time and location. The only possibilities I can think of are that the escort is untruthful or that someone hacked the conversation where I gave him instructions on how to collect the funds. He has been a pretty loyal guy in many ways, so I asume the latter occurred. I guess I am writing this partly to warn others about the possibility of losing money over the Walmart system, and to solicit any other ideas on how the transaction was compromised.

[rvwnsd]

I used Walmart's online-to-store money transfer service to send money to a family member. I gave her a confirmation number and she would present it and her ID and pick up the funds. I believe I received an email when she picked them up. Since then, I opened an American Express Serve card, which allowed me to create a subaccount and subcard for her. I can transfer funds to her card and she can access them instantly.

 

With respect to your issue, another possibility is a Walmart employee gave the funds to another customer by mistake or Walmart is simply wrong.

[rvwnsd]

...You'll probably know that with credit cards and subaccounts you'll be responsible for all charges being made with the card. If you don't pay the card off in time, it's your credit score that will be affected, not your skater boy's....

 

American Express Serve is a prepaid American Express card, not a credit card. The account owner is issued a card and that person can set up subaccounts for themselves or for other people. A card is issued for each subaccount. Cash Withdrawals and charges are approved only if the subaccount linked to the card has sufficient funds to cover the transaction. Here's how it works:

 

I load $100.00 to my Serve account. I transfer $50 to my cousin's subaccount, which gives her a $50.00 balance and me a $50.00 balance. She charges $20.00, reducing her balance to $30.00. She then attempts to withdraw $40.00 in cash from an ATM. The transaction is declined due to insufficient funds. The $50.00 remaining in my account is still in my account. The card does not affect your credit score because it is not a credit card.