New Scam

[Guest asainb]

Here is the e-mail I received from a scammer posing as a client:

" gimme your last price for your rate, am gonna have you for 1 day and add the sum of your rate to the the sex toys......plz i dont know if u can help me get some sex gears before my arrival, and let me know how much they cost to know how much i will write on my check, since i may not be having time to do so ...items i may want to get...;like vibrator,pumps and extension, clothing and sex wears???....

if you are ok with al this, plz send me your full name and address to mail your payment to...plz i dont make payment by hand again.. it almost cost me my job the last time...you may not understand this ....thanks"

[rvwnsd]

You should also send your social security and driver's license numbers.

[bigvalboy]

In this situation, as rvwnsd says, along with SS #'s and DL#'s, it is best that you just send him your banking information along with all account numbers so that he can just deposit the check directly into your account. That way he won't loose his job.....

[wayout]

Please excuse my naivete, but other than finding out the true identity and an address for the escort, what is the scam exactly? Clearing the check and verifying the funds are deposited doesn't put the escort at risk, does it? Knowing the escort's bank info shouldn't put him at any greater risk to anyone else that cashes a check from someone. I am not suggesting the escort accept a personal check by any means, but I just don't see what the scam is and how the scammer gets anything out of doing what he is doing.

[+ Travis69]

The scam is usually that the check sent is of an amount larger than the "purchase" and the sender wants you to send the remainder back by Western Union or something like that. The check will bounce but you've already sent the remainder and the crook has his money. Scam is usually done by purchasing something for sale on Craigslist, etc.

[bigvalboy]

That was what I origianlly thought once, however Steven Draker posted a rather extensive body of information on how these scams work not long ago. Another escort started a thread basically warning of a new scam. I did not understand the scam at the time, I was a bit naive. I am in hurry this morning and I do not have time for the research, maybe someone else will, however it was fascinating. In short when you realize the process by which a bank holds then deposits checks for clearing, even though the check doesn't clear your account the person will eventually be paid anyway. I wish I had the time, Steven provided an interesting article. Suffice it to say that the scam works and the escort is the loser.

[bigvalboy]

If you have time PM Steven Draker and I am sure he will post it again. It is truly fascinating, when you realize how complicated the process is in regards to how checks are posted, held and then cleared.

[wayout]

Thanks Travis69 and bigvalboy for giving some insight into how this scam could work I'll see if I can find that thread where Steven discusses how scams work and if I can't I'll PM him for info as I find this an interesting subject and worth knowing more about.

[bigvalboy]

Thanks Travis69 and bigvalboy for giving some insight into how this scam could work I'll see if I can find that thread where Steven discusses how scams work and if I can't I'll PM him for info as I find this an interesting subject and worth knowing more about.

 

I think the title of the thread said something like 'latest scam or newest scam' ?

[seeker630]

Thanks Travis69 and bigvalboy for giving some insight into how this scam could work I'll see if I can find that thread where Steven discusses how scams work and if I can't I'll PM him for info as I find this an interesting subject and worth knowing more about.

 

I think this may be it: http://www.companyofmen.org/showthread.php?83245-Just-want-every-one-to-know-about-this-horrible-scammer&p=745226#post745226

[rvwnsd]

There are several reasons why this type of transaction is risky. First, when (not if) the check bounces, the depositor's bank account will be charged the amount of the check and an associated fee. Cashier's checks and money orders are widely counterfeited, so there is no assurance that these types of instruments represent good funds. Second, the depositor could be charged with passing a bad check or with aiding and abetting money laundering. Even if the check/money order/cashier's check is not forged or counterfeit, the funds could have been obtained through illegal means.

 

If you are interested in the mechanics of this type of transaction, here's an overview of how it works:

 

1) The prospective "client" mails you a counterfeit or stolen/altered cashier's check or money order.

2) You deposit the check in your bank. Because it is a cashier's check/money order they give you immediate or next-day use of the funds. (This is referred to as availability.)

3) You withdraw the amount he wants you to send him.

3) You send him money via Western Union.

4) The check is returned by the institution on which it is drawn.

5) Your bank charges your account for the amount of the check plus a service fee.

6) The "client" has money that he would not have otherwise.

 

The FDIC has a very good article about this type of scam. Here is a link:

 

http://www.fdic.gov/consumers/consumer/news/cnwin0607/scams.html

 

It isn't just escorts who are targeted with scams like this. Craigslist/eBay/PenneySaver/etc sellers are targeted as well. The "buyer" gives a seller a counterfeit cashiers check in excess of the agreed-upon price and the seller provides the merchandise plus the balance of the check. The "buyer" gets the merchandise and some cash. The seller gets screwed.

 

Just for fun, request that the "client" send you the money via Western Union.

[bigvalboy]

I think this may be it: http://www.companyofmen.org/showthread.php?83245-Just-want-every-one-to-know-about-this-horrible-scammer&p=745226#post745226

 

Thank you Seeker, that is exactly the one I was thinking of. Wayout, if you read this post, please take the time to read what seeker has posted as a link...,truly fascinating.

[bigvalboy]

Thank you rvwnsd also for your input...Good example this morning on how valuable this forum is for everyone. Just a wealth of information on here.

[wayout]

Thank you rvwnsd also for your input...Good example this morning on how valuable this forum is for everyone. Just a wealth of information on here.

 

I also thank everyone for the great info. I feel much smarter today on how these scams work now. As bigvalboy said, shows how valuable this forum can be. Thanks again

[seeker630]

Thank you Seeker, that is exactly the one I was thinking of. Wayout, if you read this post, please take the time to read what seeker has posted as a link...,truly fascinating.

 

Credit goes to Mr Draker for the origianl post - he must be traveling or otherwise engaged, or I'm sure he would have beat me to it!

[bigvalboy]

Credit goes to Mr Draker for the origianl post - he must be traveling or otherwise engaged, or I'm sure he would have beat me to it!

 

I am quite sure that Mr. Draker is engaged! L O L ;-)

[zeyfur]

I would very much like to be engaged to Mr Draker's dick L O L ! ,