I have not walked a mile in your shoes, therefore, the following is only my speculation. Your writing suggests that in your current revenue circumstances, and frame of mind, that any additional pressure is not welcome, but there is something that you need to be considering. I read in your Rentmen bio information that you are thirty-three years old. The clock is ticking for a firm decision about your future financial security. If being a personal services provider is proving to be more disappointing than satisfying, emotionally and/or monetarily, it is time to consider another field of employment or supplemental employment that will ensure a financially stable future for yourself. What I know is there is no planning too early for one's senior years.