I've read many reports like that and warnings about providers using fake pics, "shaving age", etc. You already asked me that question, no need for you to ask me again.
Selective reading? Maybe I see the glass half full and I take every meeting at a time without baggage of all of what could go wrong.
I've never paid upfront and I would never recommend an escort to do it, unless the meeting happens late at night and there are signs of PNP. There's a thread about it if you want to join.