Indeed the video link is to an employee in a central location. As I mentioned, the drive up virtual teller is open till 10 pm, 7 days a week, and will cash large personal and payroll checks, and do large cash withdrawals, dispensing in large increments down to the coin. They have them on the inside of the branch as well. One of the branches near me, is going to install a walk up virtual teller on the inside of the branch in a separate glass room, that is accessed after hours by sliding your bank card at a receptor at the door. So far, they are few and far between, but I think the system works quite well, and there is one that is convenient to my location.