ceej

I'd say the VIP room is worth it, and the private dance more so. Of course, it all depends on the dancer. And the private dances are pricey...I think it's about $40 to the house, then $100 for 15 mins to the dancer.

I came across an article on Ross a few months ago. Not sure it helps your decision, but.... https://instinctmagazine.com/how-covid-changed-the-world-of-this-in-demand-massage-therapist/

Probably for the best...you're right, it's a tight squeeze in there. I'm looking forward to things getting back to normal there...maybe give a few of the new guys a try and get back on the table with Rich.

How was your visit? I hear the steam and showers are open, but they're limiting time in the lockeroom overall.

Good luck...feel free to ask questions or PM. Not really a loan expert, but do work in Finance/Accounting so have a general understanding of this stuff. If you do want to do a comparison when you get more info from your lender, Excel has a mortgage loan calculator template (at least mine does) when you open the program and select "New". If you do it for your existing loan based on its original term and your new loan, you can compare the future interest on your old loan to the total interest + cost on your new loan, and that should tell you if you're better or worse off.

I think the cap on lender costs of $250 is probably a good deal. The other fees should be in line with what is listed on that Lending Tree Link. Items that you have to pay into escrow are things you'd pay anyway and aren't really fees/costs associated with the refi (real estate taxes, possibly homeowners insurance and/or mortgage insurance). If you have a balance in your existing escrow account, that should transfer over or be refunded. There may be other transfer type taxes (but your not changing ownership), but again, that shouldn't be dependent on the lender. As for the last disclaimer, I would assume they would be more situational type expenses, and not assessed by the lender directly, but it should be clear in the estimate before you go too far. I recall getting a similar deal, and I didn't get any surprises in the end.

There are. The benefit of the Costco site (with membership) was that it essentially made offers from different lenders based on your inputs, that included rates, points, and closing costs. I believe lending tree works the same.it can be a good compare/contrast tool. Good luck!

I found this page on Lending Tree which I found to be useful. https://www.lendingtree.com/home/refinance/mortgage-refinance-closing-costs/ I have to say, my eyebrows were raised when you started talking about differences in cost of $8,000 when the high end of the average refi costs for the nation is around $5800. Some of that may have to do with required real estate tax/escrow balances (which aren't really closing costs) or points to pay down the rate. Of course, if you have a jumbo/large loan, the underwriting fee may vary quite a bit. If you scroll own on the page I linked to above, there are some helpful hints as well as a list of typical costs and what you should expect to pay. Strangely enough, the last time I got a new mortgage (2013), I actually went through Costco! With the membership, they had a Lending Tree type arrangement where you could see many lenders and their offers. In fact, I think I spent an extra $50 for a higher membership and got an even better deal. Seems strange, but it was basically just a portal to lenders, and worked out very well.

Also...it may go without saying, but if you're considering an adjustable rate, make sure you fully understand the mechanics of that loan (when it resets, how much it can change, how often it changes, etc). If you're going to be in the place for the foreseeable future, i can't see a reason to do an adjustable rate given where rates are these days, but I've seen people get into adjustable rates without really understanding what to expect.

You may also want to check on refinancing with your existing lender. They may offer a better deal on closing costs (even very low or none). As others have said, be careful when resetting the term. Even though your payment may go down by restarting a new 30 year loan, you'll pay more in interest in the long run. Also, make sure you understand what will happen to your payment with a loan with a shorter initial term (such as 20 years, etc). Ultimately, you want to understand how much you would pay going forward on your existing loan in interest versus what you'd pay on the new one in interest (plus costs). What you've paid in the past isn't necessarily relevant, since it's already done.

Not much more I can share man. Like I said, I know he stopped working there back around April, and hasn't resurfaced anywhere, and is not on either of the main massage sites. Cute guy, shorter than me...probably around 5'8 or 5'9, average type body, beard, and overall sexy guy...probably early 30s. A good time, all around.

Rich is also a long timer there. But the rest are new. I saw Manny and Patrick before lockdown.

I'll file this as "sort of unexpected after the first time"... I got a recommendation from a fellow forum member on a guy who used to be at a local spa that caters mostly to guys and has a male massage team (located in one of the city's gay neighborhoods), but is a legit spa. My friend heard that masseur that he had some action with, but was likely a very YMMV situation, was somewhere out in the burbs now, so since I'm in the burbs, I decided to investigate. I found the masseur at a normal spa (hair, nails, etc) not too far off the path between home and work. Booked an appointment, and the first massage was a solid technical massage, with not even a hint of anything more. Although when I was saying good by, I glanced down and spotted a pretty decent bulge on the guy, and he may have noticed! A month went by, and my shoulder/back were pretty sore and tight, so decided to go back in, expecting just a good massage. First half was pretty normal has he hit my back and legs, maybe a little more glute work that the first meeting. but as he started to work up to my shoulder again, his leg was definitely pressed against me arm, that was hanging to the side. As he sort of worked around the top of the table to my other shoulder, I felt him press against my other arm, and it definitely wasn't his leg I felt. I have to admit, I was excited, but also pretty nervous in the setting. My heart was pounding as it all sort of started to register. He kept the (good) massage going working my shoulders and back, but now his hands were sliding under the draping to my ass cheeks frequently until his hands were sliding right into my crack and against my hole. As he was transitioning down to my legs, I felt him take the sheet from my feet and slide it down the length of me so i was totally undraping. The feeling of that sheet sliding down me was so hot. from there, he continued to do leg work, sliding up to my ass. At one point, he positioned one leg so the sole of my foot was against the opposite knee, sort of a 4 shape. from there, he had clear access to my balls and ass, even sliding under to my rock hard dick. He did that routine on both sides, really giving a full massage that had become extremely erotic. Just as I thought he was wrapping up my legs, I felt him bury his scruffy face between my cheeks. He rimmed me like a champ, and you can tell he loves doing it. Finally he said, "let's flip you over." I did, naked and rock hard, obviously. He was too...at some point he had slid out of his clothes! Handsome, hairy guy...not a muscle bod by any stretch, more of an everyday build (but I dig the guy next door vibe more). From there, he massaged my legs a bit more, stroking my cock and eventually leaning over and sucking it. I eventually busted a huge load, and then reached over and stroked his dick until he shot a hot load, first clear across the table (and me), and the rest all over my chest. I saw him a few more times before lockdown. He's left that spa, but my eyes are definitely open to see where he pops back up when we're all through this!

Jocks are always hot, but for everyday, I like boxer briefs or trunks/square cut. Tommy John trunks are my daily go to.

Sir Spa is probably the closest thing to that. Massages, face and body treatments, manicure/pedicure services, etc...they pretty much do it all. There's a nice locker room with a small steamroom...i'd say it fits 6 max, comfortably, and nice large showers. No sauna though. There are other spas I'm sure, but Sir is good because it caters to men, and is still legit.

I agree with those who have said it. Don't shit where you eat. Full disclosure, I'm a married guy here, and the last thing I would want was a guy at work, especially at a lower level, making an advance, even if there had been some flirting. that may sound hypocritical, but i would be completely paranoid afterwards. and if he declines, you'll be in a bad spot. maybe it's slightly different if he makes a move, but it could get messy for him and you, either way. I know it's tough...i've had to restrain myself in a few work situations where my radar was pinging, one just this year on the road, but it's so easy for these things to go south.

Anybody try any of the new(er) guys? The roster has been changing lately, probably due to slow business, and Rich is still my go to there, but always interested in a quality backup.

Yeah, I've been told to leave them on in some hotel spas (especially the higher end for some reason). but it's usually been a female provider, so...whatever. I still don't like it either though.

I would say that subtle hints are the way to go, if it's a legit establishment. Money on the table seems like a bit much. I had a guy at a legit place who gave me a massage, but nothing happened. I gave him a quick look below the belt on the way out, and the next time I left my underwear (no locker room) on the top of my clothes pile. Left my arms hanging down to the side, didn't flinch away when his leg pressed against my arm. that sort of thing. It worked.

I went through something similar a few years ago, at age 41, after almost 20 years with a company in finance/financial services. My recommendation would be to not jump at the first thing that comes along, if you have the financial ability, if you see any red flags. I took the first offer i got. It was with a great company with a lot of employee advocates, but in retrospect, the role was not clear to me and it was a challenging commute. It took about 3 weeks to realize i made the wrong choice, and I spend just over a year there before leaving. I was miserable the whole time. One of the biggest challenges I faced was leaving an organization I knew everything about, for someplace I knew nothing about. I couldn't answer a single question, which was very hard to deal with. But you have to rely on your experience...you're bringing that to the new role, so the key is to ask the right questions in the new role, and leverage overall experience, not specific company knowledge. I had to take the same approach in interviews, and it was well received. I made a switch, and although I face the same challenge around knowing nothing about the day to day of the role, I found I thought more about the role/industry/company, and how my experience was a match, and it's been a better experience just 3 months in.

Yep...i was there back in October on a Tuesday and it was very slow. Guys were not necessarily getting naked on stage, due to low tips/small crowd. Of course they did for lap dances/private. Had a hot private dance with he guy of my choice. So, expect a slow night, but give it some time and enjoy the scenery!

Bump...anyone have have any more info on these guys? Feel free to PM.

I went a few years ago, when I was in town on a random Sunday night from work. It was pretty crowded, but a friendly crowd for sure. There were private dances in back, with a curtain and a big soft chair, if memory serves. The whole thing was more approachable than one other similar party I tried mid week another time at a more upscale location, where there wasn't a dancer in sight for the first two hours...although I may have had some fun with another patron, and gone home perfectly happy. But seriously...Pieces was a more casual, but fun time when I was there.

https://rentmen.eu/FourHandedCouple

I don’t have the scoop, but he and his partner are also advertising on rent men.