CC debt, bad choices, not matching 401K contributions by employers (as you've mentioned a few times), etc.
Those things come back to hunt us sooner or later.
Sounds like your Mexican friend (and you) are up to something...
Good point but I think is all about the price. Folks might not want to pay a $2+ coffee but want a $60 hand job and hopefully more.
I doubt the there are more illegal massager parlors than Starbucks... unless there's one in each block.
back to answering the original question... I'd rather hiring a houseboy/kept man to take care of me.
I hope I'm not being shallow but if I ever NEED to go to a retirement place I'd rather shoot myself.
Not directly on subject: