rikkiricardo

Agree 100%.
The Currency Transaction Report (CTR) threshold is still $10,000 nationwide for banks and other financial institutions. What does exist are limited Geographic Targeting Orders (GTOs) issued by FinCEN, but those apply only to specific counties and ZIP codes in Arizona, California, and Texas, and only affect Money Services Businesses. The current order is temporary and remains in effect through March 6, 2026.
Interestingly, there is now a debate in Congress about raising the threshold, not lowering it. The $10,000 limit was set in 1972 and has never been updated for inflation. A bipartisan bill proposed in late 2025, known as the STREAMLINE Act, would increase the CTR threshold from $10,000 to $30,000, index it to inflation every five years, and adjust certain SAR thresholds.

The Currency Transaction Report change to $1000 only applies to "money services businesses," which do not include traditional banks or credit unions and it only applies to those businesses in certain zip codes near the Mexican border (I think California and Arizona border principally).

Holy smokes that's insane. At the point, I rather not even meet the person. 

Damn. Everyone is a critic these days.  Before being a smartass about someone’s face, how about y’all taking a good look in the mirror?

Some providers do ask. I've always told them exactly what I look like. But I haven't sent a picture. You need to do what you feel comfortable with. Don't let the guy pressure you. 

Met with him in August.  He is handsome and funny and I had fun rubbing his scalp where his hair was growing in (I assume it is mostly grown back by now).  Very good at his job and making me feel like I was the most interesting and sexy guy, and most skilled lover, he had encountered for quite some time.  Easy to talk to. I thought he was pretty irresistible.  The communications were to the point and he showed up on time.