And it works on RM!
I just got the dreaded email about my recurring payment failing with my Visa. Then, I remember that PayPal has an option to get a Mastercard debit card linked to your PayPal balance.
The only draw back is that the PayPal balance has to be enough to cover the PayPal debit card charge. It won't automatically pull funds from any other linked bank account or card. So far, seems like best option would be to set regular bank account to have a recurring transfer to PayPal account, for which the routing and account numbers can be found with direct deposit info on PayPal's site.
I created an account on to be able to share this info. So, I may not respond after this.